Our expert team of professionals are here to help.
Non Executive Director
Nurul Miah - Director
Nurul Miah is an energetic entrepreneur who started his working career aged 15 working for a restaurant chain
moving to the Financial sector. He quickly rose through the ranks and started his own, highly successful,
Consultancy specialising in mortgages and loans in 2014 which is also one of the fastest growing . Since then,
acquired 6 more companies, each successful in their own right, which all interlink.
Mr Miah is known for his adventurous spirit and community involvement
Tarlochan Garcha - Director
Tarlochan Garcha holds the following professional qualifications CSD, CeFA (Certificate for Financial
Advisors) CeMAP (Certificate for Mortgage Advisors)
Tarlochan is an entrepreneurial senior level executive with over 20 years’ experience in commercial and
corporate banking, real estate and P2P crowdfunding sector. Recently he was MD of a bridge finance lender and
before that he was and Director and CEO of a Peer to Peer (P2P) business. He is approved by the FCA (TXG00059)
and held the following controlled functions – CF1, CF3 & CF10.
Andrew Tyrtania - Non Executive Director
An experienced financial services professional of over 20 years, I provide expert witness services and
compliance and investment expertise to boards.
I have an engineering background and moved into marketing/product management early in my career; later putting
this experience of growing fledgling entrepreneurial businesses to good use when I became an investment
manager. I worked alongside the lawyers at a leading-edge artificial intelligence software firm to ensure that
technology was fully exploited and properly protected and have worked in financial services since the late
1980s and compliance since 2003.
I look forward to putting my broad experience to work with growing innovative businesses again as a NED and
Lalou Tifrit - Operations
Lalou Tifrit is an experienced Accountant and Business and Finance graduate with a wealth of experience in
both improving commercial revenue and reducing costs. He has taken one of the top Championship clubs in
England out of the Financial Fair Play embargo imposed by the football league.
Lalou originally came from real estate corporate finance where he was a Senior Executive specialising in private clients’ portfolio. His
influential and versatile attitude toward improving business performance and making a difference saw him move
to the world of Football with a new challenge of sustainability. He joined Nottingham Forest Football club in
Jan 2013 where he stayed until his move to Incisive as he showed an understanding not only in the vision
of the owner but also the close working relationship that developed between the two parties to take the
Shaun Barnard - Compliance Director
Shaun has been in the Financial Services industry for over 40 years. He started working for NatWest, worked
as a Mortgage Adviser and also worked in Sales and Compliance with a number of financial institutions
including Woolwich (Barclays, John Charcol and Legal & General.
He is a qualified teacher and also obtained FPC and CeMAP qualifications in the 90’s.
Chaz Sira - Office Manager/Paraplanner
Chaz has been in the financial services industry for over 22 years, Working for directly authorised Firms.
Chaz first entered the industry working for GE Capital as a 2nd Charge Mortgage Underwriter, progressing onto
Aviva as a Platform Manager. Her specialism is in pensions and investments, and she has a great understanding
of the Provider Platforms.
Our Birmingham office is run by Chaz, who has demonstrated great management skills and thrives on getting
performance and results with a can-do attitude.